Areas we serve
Based in Venice. Licensed across 12 states.
Our office is in Venice and Florida and Michigan is the market we know street by street — but you don't have to be local to work with us. We're licensed to originate your mortgage anywhere in California, Colorado, Florida, Idaho, Michigan, Missouri, Nebraska, Ohio, Oregon, Tennessee, Texas and Utah, and the whole process runs online. Here's where we're based and where we can do business, so you always know whether we can help.
Florida and Michigan
Our office is at 895 Chalmers, Venice. This is home — we know these communities tax rate by tax rate, and most of our closings happen here.
CA · CO · FL · ID · MI · MO · NE · OH · OR · TN · TX · UT
You do not have to be in Florida and Michigan to work with us. We're licensed across California, Colorado, Florida, Idaho, Michigan, Missouri, Nebraska, Ohio, Oregon, Tennessee, Texas and Utah — a mortgage is licensed by the state the property is in, and the whole process runs online.
Stop by, call, or never leave your couch — clients across every state we serve work with us entirely online.
We can do your loan in any of these states
A mortgage is licensed by the state the property is in — not by how close you are to our office. If your home is in any of these states, we can help.
Common questions about where we lend
Do you only work with buyers in Florida and Michigan?
No. Florida and Michigan is home base and where we have the deepest street-level knowledge, but Bestrate Mortgage is licensed to originate mortgages anywhere in California, Colorado, Florida, Idaho, Michigan, Missouri, Nebraska, Ohio, Oregon, Tennessee, Texas and Utah. Wherever your property is in those states, we can do your loan.
What states are Bestrate Mortgage licensed in?
Bestrate Mortgage (NMLS #1852295) is licensed in California, Colorado, Florida, Idaho, Michigan, Missouri, Nebraska, Ohio, Oregon, Tennessee, Texas and Utah. A mortgage is licensed by the state the property is in — not by how close you live to our office.
Do I have to come to your office?
Not at all. Our office is in Venice, FL, but the entire process — application, document upload, e-signing, and closing coordination — runs by phone, email, and secure online tools from anywhere in the states we serve.
Do you cover my town?
Almost certainly — as long as the property is in California, Colorado, Florida, Idaho, Michigan, Missouri, Nebraska, Ohio, Oregon, Tennessee, Texas and Utah, we can help. Reach out and we'll give you straight answers for your market.
Mike Maiorano, NMLS #2033984 · Bestrate Mortgage, NMLS #1852295. Equal Housing Opportunity.